Capitol Valuation Group in Austin are hired for numerous clients

Each year, thousands of people in Texas buy, sell or refinance their home. A lot of these transactions involve a simple line item for an appraisal. While there are a budding number of automated home valuation processes that may appear to be more economical than an appraisal, nearly all lenders still want a local expert because the stakes are very high. But is securing a mortgage the only reason to acquire an appraisal? Are there other instances when the services of a certified, independent real estate professional might be helpful? You bet there are.


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Let Capitol Valuation Group help you dispute your tax assessment in Travis County

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Capitol Valuation Group is your best evidence. We're equipped to assist you in challenging your tax assessment.

How can you eliminate PMI to lower your mortgage payment?

When the amount being loaned to the home buyer is more than 80% of the actual value of the home, almost all lenders ask home buyers to buy an added insurance plan. That policy is Private Mortgage Insurance, or PMI. This extra payment is often folded into the monthly mortgage payment and is promptly forgotten. PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfavorable. In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to get rid of PMI, Capitol Valuation Group will provide you with a statement regarding the value of your home. The cost of the home valuation can generally be regained in just a few months because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be an especially daunting experience for both parties, and it is often further complicated by the difficult decision of who maintains the house. So both parties are fully aware of the true market value of their house, it's a good idea to order an appraisal from Capitol Valuation Group, regardless of the circumstances.

The parties will have a better idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Accurate and fair estate liquidation

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to manage these affairs, unlike wealthier individuals. A home or other property often makes up an unequal share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten a fair deal.

Let Capitol Valuation Group help you with relocating to or from Travis County

Employee relocation is a real pain. We know where you're coming from! That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive aspects of their property, along with information about any recent sales or listings in their area that they want considered during our detailed process.

Don't sell out short or keep your home on the market too long.

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision regarding your selling price. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are calculated on our efforts to complete the appraisal report and and aren't related to the sales price.

We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to decide what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.